Author: Laresa

Free tax assistance with AARP

AARP Virtual Free Tax Assistance
AARP Tax-Aide help will be remote this season (there will be no in-person tax help at the library), requiring clients to use computers, scanners and the internet to complete their returns with them. AARP is offering free tax assistance online through April 15th (the last day to start a new return with them is April 6th, in order to complete all forms by the 15th).

How to receive free tax assistance with AARP: Interested taxpayers should contact AARP Tax-Aide via phone at (914) 222 – 3661. Include your name, phone number, e-mail address and a good time for a volunteer to call you back in your message.

Tax services at this AARP Tax-Aide location will be available in English only. Taxpayers must have access to, and be able to use a computer, a printer and the internet. Taxpayers must scan their tax files and send them by e-mail to a secure AARP Tax-Aide e-mail account. Taxpayers should receive a return call from an AARP Tax-Aide volunteer within 72 hours to dis cuss the service.

AARP Tax-Aide will send qualified taxpayers an initial e-mail with detailed instructions about the program and how to scan and submit their tax records. The e-mail will be from: NR/MAM AARP Tax-Aide.

IRS certified volunteers will contact taxpayers by Google Meet to discuss and prepare their re turns. After taxpayers approve their returns, they will be submitted electronically for e-filing. be submitted electronically for e-filling.
Categories: Freebies

Budget and Coupon Guide

estimated reading time: 1 minutes


These days, we think a lot about saving a few dollars left and right. After creating (or updating) your budget and categorizing your essential and non-essential expenses, there are other ways to save a few bucks.


Among them:Β  Couponing. Or more specifically, using coupons on items that are on sale or falling in price to get the best possible price, or even pay nothing at all.


Pasta at 5 cents a box? Let’s go?

Yes, no kidding. You might mistakenly think that saving with coupons dates from another era, but many have mastered the art of coupons, and this, in a way that is not badly healthier than we will get. could see in the show Extreme couponing.


Here’s where to start the hunt for discounts.

The art of coupon

Do you want to save money? There is a way to do it with coupons. It won’t always be on what you want or need right now, but once your machine is well oiled, there will be ways to save on the vast majority of the essentials you buy at the grocery store at the pharmacy or in supermarkets.


Coupons and promotions of all kinds are everywhere, just open your eyes.

Where do we find coupons?

To coupon, it takes coupons. And since this is myth-busting: no, you don’t necessarily need flyers or a pair of scissors to get them.


Several coupon communities like Miss Coupon offer a bundle of resources to find your first coupons. These platforms keep abreast of the latest postings and compile it all according to various formulas.


Finally, if you’re passing through the stores, stay tuned. In the lobby, once you’ve sanitized your hands, check to see if there are displays with the flyers and weekly offers. You will be able to target savings opportunities at your favorite stores.


Being faithful pays off

The majority of grocery stores offer their variation of the loyalty program. It’s up to you to decide which one is right for you.


It’s all well and good to have coupons, now you have to use them and above all, you have to know how to use them well. Before you go to your grocery store to claim your free spaghetti, it is essential to read the fine print on your coupons and then apply them according to the rules mentioned.


Is there an unbeatable pricing policy?

Before you even get your coupons out, you might ask at Walmart stores if they can match the price of the same item sold at a lower price in another store.


Can I combine offers?

Without going into details, there are ways to make double, triple or quadruple savings depending on our use as well as when we use our coupons:


Like if you a pasta seller

The pasta is on sale, I use a coupon from the manufacturer (Barilla for example) as well as a store coupon. The pasta is on sale, I use a branded coupon, as well as a coupon from the grocery store, and best of all, I get points back through my loyalty program.


Okay, that’s high-flying couponing, but it’s just to give you an idea of ​​how far the economy can go when you get down to it. You will have homework to do to get there, but there is nothing impossible.

Have time


“It’s not true that I spend 25 hours a week on my coupons or go to bed at three in the morning chasing deals,” Katheryne explains to me.

Categories: Couponing

Discount Coupon Offers

estimated reading time: 2 minutes


Thus, 85% of consumers regularly use coupons there, according to the Advertiser Union, and more than half in the form of digitized coupons.


The only question remains of course to ensure profitability. Especially when the operations create a windfall effect by allowing customers to buy products at a lower price that they would have bought anyway.


A problem that is all the more thorny to resolve as the number of models is increasing, ranging from a reduction voucher to “cashback” – reimbursement of a purchase in the form of cash or loyalty points – through more traditional crossed out prices.


Some want to acquire new customers, others to retain them, still others to sell stock etc. Its current formula consists above all in creating a “buying frenzy while respecting the golden rule of limited time and limited stock”. With operations which either accompany strong increases in audiences such as “prime time” between 6 and 10 pm, or on the contrary revive consumption during slack periods “in April and October”.


The main reason I don’t like couponing is that I don’t think the time invested / money saved ratio is good.


To save $ 15 or $ 20 a week, many people spend long hours flipping through flyers, looking for the best deals, comparing prices, finding coupons (in flyers, newspapers, magazines, inserts or online), putting them together by categories, check the expiration dates, then make a shopping list according to what is more advantageous.


For me, the math is easy: if I made more money by working an hour or two more (even at minimum wage) than spending that same hour or two doing couponing, the couponing is not there.


If I’m shopping online and shipping is expensive, I’ll quickly see (two minutes of research max!) If there’s a code to get free shipping.


But I don’t actively seek coupons for everything, all the time, because I believe my time is better spent elsewhere.


The image of the couponing in the media makes me sick to my stomach. People who over consume in the extreme under the pretext that they are saving, that is crock, period.


There is NO point in having pasta for the next 30 years. There is no good reason, absolutely NO, to have such a collection.


Most grocery stores have a cycle of promotions that is fairly easy to follow, even without effort.


If you take a look at the flyer from the nearest grocery store every week, you’ll see it pretty quickly. Without having done any advanced study, I would say the cycle repeats about every three months.


Categories: Couponing